Best Checking Account For Businesses

  1. Free ACH transfers
  2. Send free & unlimited mailed checks
  3. Free mobile check deposits
  4. No monthly fees or minimum balance requirements
  5. Free incoming wires
  6. Refunds all ATM fees
  7. Thousands of dollars in exclusive perks


Free business checking account in the palm of your hand

Easy Transfers

Free ACH transfers, mailed checks, and incoming wires

Apply In Minutes

Submit your application in under 10 minutes

No Hidden Fees

Don't be surprised by a fee again – see for yourself

Padlock representing security and insurance
FDIC Insurance

Insured through Middlesex Federal Savings

Online Banking

Banking at your fingertips anywhere, anytime

Novo logo white
  1. Backed with FDIC insurance*
  2. No hidden fees
  3. No monthly fees or minimum balance requirements
  4. Simple, easy-to-use mobile apps
  5. Apply in under 10 minutes
  6. Human-powered customer service
  7. Free transfers, mailed checks, and incoming wires
  8. Integrates with other small business tools
  9. Refunds all ATM fees
  10. Thousands of dollars in exclusive perks
  11. A Virtual Card for immediate and secure spending
Traditional Business Bank Accounts
  1. Backed with FDIC insurance
  2. Hide monthly or usage fees in the fine print
  3. Charge up to $20 per month in fees
  4. Difficult and clunky mobile apps
  5. Can take weeks to open an account
  6. Chatbots and automated phone support
  7. Charge $3 per transfer and up to $25 for incoming wires
  8. Upsell you on only their own, out-of-date products
  9. Charge you $3 to use out-of-network ATMs
  10. Charge you to use their products
  11. Only offer physical debit cards


Hear it from our customers

A small business owner’s dream
Matthew O.
Trustpilot Review

As a small business owner there can be so many hurdles. But Novo has really helped to alleviate many concerns and worries I had. The experience has been seamless and I’m looking forward to being a client for a long time.

Love Novo!!!
Jennifer B.
Trustpilot Review

Novo has an easy to use app. You can do everything from your phone. It is easy to transfer funds in and out of the account. The app integrates with Quickbooks and many other business management tools. They also let you create reserves of money within the account for taxes, travel expenses, or anything else you need to save for. I highly recommend Novo!!!

Easy to use approach
App Store Review

My experience has been very positive so far. Transactions have been easy and the performance of the software has been spot on! Thank you for the great customer service.


Get started in 3 simple steps

Apply for a Novo account online or from your phone.

Personal Info

Tell us about yourself

Business Info

Tell us about your business

Novo Account

Get your Novo Account