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This is Novo:
Powerfully Simple (and free) Business Banking

Built for small businesses, entrepreneurs, and freelancers. No hidden fees, no hassle.

WHAT YOU GET

Free business checking account in the palm of your hand

Easy Transfers

Free ACH transfers, mailed checks, and incoming wires

Apply In Minutes

Submit your application in under 10 minutes

No Hidden Fees

Don't be surprised by a fee again – see for yourself

FDIC Insurance

Insured through Middlesex Federal Savings

Online Banking

Banking at your fingertips anywhere, anytime

HOW WE MAKE IT SIMPLE

Powerful banking that gives your business an edge

Thousands of business owners helped us build the best banking experience in the United States.

Novo logo white
  1. Backed with FDIC insurance*
  2. No hidden fees
  3. No monthly fees or minimum balance requirements
  4. Simple, easy-to-use mobile apps
  5. Apply in under 10 minutes
  6. Human-powered customer service
  7. Free transfers, mailed checks, and incoming wires
  8. Integrates with other small business tools
  9. Refunds all ATM fees
  10. Thousands of dollars in exclusive perks
Traditional Business Bank Accounts
  1. Backed with FDIC insurance
  2. Hide monthly or usage fees in the fine print
  3. Charge up to $20 per month in fees
  4. Difficult and clunky mobile apps
  5. Can take weeks to open an account
  6. Chatbots and automated phone support
  7. Charge $3 per transfer and up to $25 for incoming wires
  8. Upsell you on only their own, out-of-date products
  9. Charge you $3 to use out-of-network ATMs
  10. Charge you to use their products
actual novo users

WHO WE SUPPORT

Small business owners, entrepreneurs, and freelancers

We currently support U.S. based businesses, whether you're a U.S citizen or an international founder.

WHAT THEY SAY

Hear it from our customers

Great concept for small businesses!
by
Holacomoesta1234
,
App Store Review

I recently joined Novo and it has been nothing but convenient! The application process was a breeze and my account was quickly opened. Being able to handle my small business finances from the comfort of home through my phone has been great! Their app is also user friendly to the point where they make banking fun!

AWESOME BANK!
by
CB Photo-Grl
,
App Store Review

Great bank for business banking! Support has always answered me within a matter of hours, sometimes minutes!

Best Bank for Entrepreneurs and Startups
by
MTsigounis
,
App Store Review

I have been banking with Novo for almost a year now. We do overseas transactions and will be doing high volume transactions. What I can say is that these guys get startups. When I need someone they are on thee ball. Because of their size you have a personal relationship rather than a faceless automated system.

HOW WE EMPOWER YOU

Connect Novo to your tools

We integrate with the services you use to manage and grow your business.

HOW TO APPLY

Get started in 3 simple steps

Apply for a Novo account online or from your phone.

Personal Info

Tell us about yourself

1
Business Info

Tell us about your business

2
Novo Account

Get your Novo Account

3

HOW WE PROTECT YOU

Your data and money are safe and secure?

FDIC Insurance

Your deposits are insured up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

EMV Chip

Your Novo debit card is protected by Mastercard EMV technology, making it virtually impossible to counterfeit.

Bulletproof Security

Our dedicated security teams and bank-grade encryption ensures that your information remains safe 24/7.